Do you have clients with high
federal student loans?

Justin Maxwell, Tax & Wealth Strategist at Big Life Financial

My firm is called Student Loan Tutor. We've become the largest, most reputable and longest running full service student loan company offering not only strategy implementation but also document preparation, with a full time compliance attorney on staff.
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We have been around since 2015 helping clients save on average 100k with their student loans. I think we have an aligned mission to enhance our clients' financial situation in the most efficient way and could provide a mutually beneficial partnership. Our clients are high earners, mostly MD's and are always looking for a good FA.

Just to give you some figures, we have currently helped over 10,000 clients , who have an average of $270k in loans per borrower once they come to us. This is after years of trying to pay down their loans. We currently have roughly $540 million in loans under management. Majority, 98% are at $0 monthly payment, no loan growth due to interest. $662M+ in overall savings.

Book a Meeting

Book a Meeting With Me today and let's free up some liquid cash for your clients!!

Our strategy in a nutshell

We look at all the options with the Department of Education to reduce the monthly payments as close to $0/month as possible.
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Ultimately, rather than refinancing a Federal loan and privatizing it to pay off quickly, we want to leverage the options of Income Driven Repayment plans to reduce monthly payments and have the remaining balance at the end forgiven in the form of income, where they would pay about 37 cents on the dollar in most cases and free up the cash flow to invest in themselves.

Our consultation process

The initial call is a free evaluation to see what their current situation is and to gather the information necessary to set up an hour consultation and run through the specifics with them.
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Our Tutors (consultants that go over the long term strategy options in detail and determine the best course). The strategy report is then shared with their financial professional.

We handle all the paperwork, strategy and filing on the borrower's behalf every year until the forgiveness occurs typically 20-25 years down the road.

More on Student Loan Tutor

Our organization has been around since 2015 and has solved the student loan aspect of financial planning.
We have helped free up over 3 million dollars per month in cash flow for thousands of high balance student loan borrowers. Which equates to tens of million dollars more that our financial partners have redirected towards savings and investments for their clients.
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We are the industry leaders, highly trusted, and have a full time compliance attorney on staff to ensure we stay compliant within each state.
No other company does this. We have 5 stars on TrustPilot and BBB. We have been featured in publications like Forbes, Bloomberg, Fortune to name a few.

Our clients are highly educated professionals that carry high student loan balances and have high income generating potential.
These are doctors, lawyers and other self-employed professionals. As you know, these are people that require large insurance policies and tend to reach tenure with millions of dollars under management. Instead of waiting for them to pay down their student loans, send them to us for a professional solution that improves their financial situation.
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We charge our financial partners nothing to use our services.
We charge the clients a flat fee for service, which is immediately and directly offset by the money we save them. We then share our strategy report with their financial professional so they can act on the necessary savings recommendations.
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We DO NOT refinance our clients' student loans.
We accomplish our results through a process of consulting, financial strategy and document preparation with the federal student loan servicer’s directly. Rarely does a refinance benefit a high balance borrower.
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We’ve become the largest, most reputable and longest running full service student loan solution that exists.
Established in 2014 and actively serving thousands of clients each year. We’ve maintained a nearly flawless reputation on Trustpilot and as an accredited A+ BBB business.

Now is the time to act.

Student loans payments have resumed and interest has been accruing since September 1st, 2023. We want to make sure to get ahead of this for your clients and potential clients who currently have student loans and ensure that they are in the best option for Income Driven Repayment plans, sooner rather than later to maximize all the benefits and subsidies available.